It has been 5 years since Singapore Savings Bonds(SSB) was introduced. Over the years it has gained popularity among retail investors seeking better returns while exposing themselves to minimal risk. However, the average return of the bond has been decreasing over the years. In fact, du…
If you want to get your driving license as a private candidate but do not how to go about doing it, you are in the right place. I have recently gotten my licenses so, in this article, I will provide you a step-by-step guide to getting your driving license. Please note that this is meant t…
If you do not already know, DBS has its own Robo-Advisor known as DBS digiPortfolio. It is one of the many RoboAdvisors out there that is trying to attract investors who want to do passive investing. So should you consider using DBS digiPortfolio or skip it? Let us take a look! What is …
If you are new to investing, you might have heard of rights issues while researching for potential stocks. But what exactly does it mean when a company is undergoing rights issues? As Frasers Centrepoint Trust is currently undergoing rights issues, I would use it as an example in this blo…
With the recent rise of Roboadvisor, should you start putting money into them? StashAway is the first Roboadvisor I ever used since the start of my investing journey. I started around April 2019 with S$50 in the account when I still new to investing. As of today, I have close to S$4500 …
Budgeting can be a hassle. However, it is important to do it if you want to take control of your finances. While some may prefer using excel sheets to track their finances as it provides them the most customizability, there are quite a few budgeting apps out there which you could consid…
With Covid-19 still persisting, local banks have been lowering their interest rate (multiple times) this year due to the current low-interest environment. This includes high savings account like UOB One, DBS multiplier, and OCBC 360 account. Before I started using Singlife, Standard Cha…
